Most businesses with 10+ W-2 employees qualify. Zero cost, zero risk, 30-day implementation.
10 or more W-2 employees — part-time and full-time both count
Employees work 30+ hours/week on average
Average salary $26,240+ — most industries qualify easily
Any payroll provider — ADP, Gusto, Paychex, QuickBooks, and more
Any industry — restaurant, retail, healthcare, construction, and more
Three IRS code sections work together to legally reduce your taxable payroll — permanently.
Employer-funded medical benefits excluded from taxable wages.
Employer contributions to accident and health plans are non-taxable.
Pre-tax benefit elections reduce gross wages, cutting both FICA sides.
Average annual FICA savings per W-2 employee — zero cost to implement.
Lower taxable wages mean lower Workers' Comp premiums — savings stack.
From signed agreement to active savings — our team handles everything.
The WIMPER strategy creates a ripple effect of savings most employers never see coming.
Employees access 1,000+ free medications through EHP — reducing time off and productivity loss.
24/7 virtual urgent care means employees get seen in 20 minutes instead of taking a half day.
Reduced co-pays and free telehealth mean employees keep more — boosting morale and retention.
Lower Workers' Comp premiums plus reduced claims from healthier employees compound year over year.
Move the slider to see your estimated annual savings.
Documented, auditable, and built to last — compliant with every major federal regulation.
| Regulation | What It Covers | Status |
|---|---|---|
| IRS §105 | Medical expense reimbursement plans | Fully Compliant |
| IRS §106 | Employer-provided accident and health plans | Fully Compliant |
| IRS §125 | Cafeteria plan / pre-tax benefit elections | Fully Compliant |
| ACA | Affordable Care Act minimum value standards | Fully Compliant |
| ERISA | Employee benefit plan reporting and disclosure | Fully Compliant |
| HIPAA | Health information privacy and portability | Fully Compliant |
These companies have implemented the WIMPER strategy and are saving real money right now.






Schedule your free 30-minute consultation. We will build your exact savings number live on the call.
Zero cost. Zero obligation. Zero risk.